How to Turn $10,000 in Coverage into a $500,000 Settlement? Attorney Thomas Scolaro Secures Settlement 50 Times Above the Policy Limits for Car Accident Victim

Jane Doe was on her way to pick up her son from school when a teenage driver ran a stop sign and crashed into the driver’s side of her vehicle. The impact was devastating, crushing the driver’s side, and causing catastrophic injuries, including severe brain damage. Jane’s life was irrevocably altered, and her family faced immense challenges as they struggled to provide her with the necessary round-the-clock medical care.

Her loving husband, without the resources to afford professional medical care, had to take on the role of a full-time caregiver. This situation placed an enormous strain on the family, both emotionally and financially. To make matters worse, the teenage driver responsible for the accident only had $10,000 in insurance coverage, an amount woefully insufficient to cover the extensive medical expenses and life-long care needs.

Jane Doe’s family faced a daunting journey as they sought legal assistance. They approached multiple personal injury law firms, including several prominent ones in the community, hoping to find someone who could simply help them, however they could. Unfortunately, the limited insurance coverage of only $10,000 deterred every single firm they approached from taking on the case. These firms saw their potential financial return as too insignificant to help this family.

Despite the setbacks of being turned down over and over, the family contacted Thomas Scolaro. Unlike the others, Scolaro recognized the potential in the case and the opportunity to hold the insurance company accountable for their bad faith actions. His fresh perspective and willingness to take on the challenge provided the family with a renewed sense of hope and marked the beginning of their path toward justice.

Turning the Tide: How Hiring Attorney TOM SCOLARO CHANGED the Fortunes of ONE FAMILY

Scolaro investigated the case, examining every detail and building a compelling argument against the main defendant. He discovered that the defendant’s insurance company had acted in bad faith by failing to tender promptly and properly the $10,000 policy limit. This failure on the part of the insurance company opened the door to a potential claim far exceeding the policy limits.

Litigation also revealed an additional defendant. The negligent driver testified he did not see the controlling stop sign until it was too late because, at the time, it was obstructed by rampant, overgrown vegetation coming from the bordering private property. After obtaining photo evidence of the conditions around the time of the incident, Tom Scolaro filed suit and proceeded to posture bad faith and negligence claims against multiple defendants.

At mediation, Tom and his client’s husband sat at a large conference table, facing an army of defense lawyers and insurance adjusters sitting on the other side. Scolaro knew the claims and counterarguments, but he was not interested in hashing them out in the open. The sole message he wanted to convey was simple: To look at what was left of his client’s life in the face of absolute liability.

When the mediator asked Tom to give his presentation, he uttered no words. He reached for a remote across the table and pressed play. A 20-minute ‘day in the life’ video started to play. It first showed Jane Doe attempting to get out of bed, hoping and limping around the house to the breakfast table. Unable to speak, she could only point to things to her husband and her young son. Anyone watching could appreciate within seconds how diminished Jane’s quality of life truly was and how immeasurable the burden was on the family. While the video was still playing, Tom and his clients stood up and left the room, never to return.

Within the hour, the mediator walked into Tom’s office to convey how the video affected the room and a $100,000 final offer. Understanding it represented ten (10) times the available limits of insurance, Tom knew full well that it was not enough. Two moves later, Scolaro succeeded in securing a $500,000 settlement for his clients, fifty (50) times the original policy limit, a testament to Scolaro Law’s personal injury litigating and negotiating skills.

HUSTLE & HEART SET US APART

This remarkable outcome was more than just a financial victory; it represented the birth of something much bigger: The embodiment of Scolaro Law’s promise to every injury client: We will represent our clients with zeal and purpose, with legal foresight and compassion, with hustle and heart.

Over his 25-year career as a trial lawyer in Miami, Attorney Tom Scolaro has represented thousands of injured clients. Each case presented its own set of challenges that required a thorough investigation and particular focus and expertise. As a young personal injury lawyer, representing Jane Doe and her family proved no different. Yet the success in bringing Justice to them against all odds was a foundational piece that built Tom Scolaro’s reputation. Obtaining record results for injured members of the community, standing up to insurance companies no matter what, and helping our clients get back on their feet is what set us apart.

Have you suffered injuries in a car accident?

Scolaro Law’s team has fought for thousands of clients injured in similar incidents and secured over half a billion in verdicts and settlements on their behalf. If you were injured in a car accident in South Florida, the Florida Keys or anywhere throughout Florida, call our office at (305) 424-2300 and we will evaluate your case together. Do not delay seeking a free consultation because one or more statutes of limitations may apply to your case. Act and protect your rights before you are barred from bringing a lawsuit.